Allow Me to Punch You in the Face with Some Sound Financial Advice

First off I'd like to say that you're all idiots.

Because of your belief in religion, the country is on the verge of collapse after Congress passed a $700 billion bailout package – also known as the Emergency Economic Stabilization Act of 2008.

The reason we're in this mess is because you let people who pour water on their cereal purchase homes!

Mind if I ask you a question?

Why did you do that?

Because it's the Christian thing to do...

I understand your belief in the Bible is strong; and helping the less fortunate is a great concept – but we wouldn't be in the current catastrophic predicament if people lived by this simple creed: If Jesus would approve of a fiscal policy, do the opposite!

Always remember that you believe Jesus fed a lot of people by performing miracles; miracles that He could only do because He is the Son of God! You Christians don't believe you are the Son of God – so why are you selling houses to people who will only be able to pay for them if a miracle befalls their bank account!

And why do I have to remind you what you believe?! There is not a moment in my life where I ask myself, "Wait a second – do I believe in creationism or sound scientific reasoning? Hmmm, maybe I wrote my core beliefs down somewhere."

But I digress...

Perhaps you've all watched a few too many sitcoms where the family is saved from financial ruin through an incredibly unlikely turn of events. Problem is however; that incredibly unlikely turn of events that warmed your cockles was made up by writers!

And you people who bought homes you couldn't afford – raise your hand if you looked at your spouse before signing on the dotted line and said smilingly, "God will help us pay the mortgage."?

Keep those hands up – I'm not finished counting! Since 80% of the country is Christian it's going to take forever to get an accurate tally.

How'd that work out for you, by the way? The odds suggest maybe four or five you won the lottery, so the results weren't all bad! Nice job!

See, it's not about Republicans or Democrats screwing up – it's about 80% of the country fervently believing something that has no scientific basis.

And if you'll believe that; you'll believe spending money you don't have will somehow work itself out.

Well guess what – it didn't work itself out; and now I'm paying for your extreme gullibility.

So please, regardless of how you spend your Sunday mornings, absorb this financial advice I dole out with no tithing required...

Regular people: Don't buy s*it you can't afford!

And...

Politicians: Unless you're going to pony up the dough yourself; don't help people buy s*it they can't afford!

I know my advice may sting for a bit; but it should help us recoup enough of the money we lost so that some of us might possibly be able to retire by the time we're in our late 80's; and that'll certainly be pleasant.

While I am outspoken in terms of my belief that the universe was not created by a higher power, I'm not one of those atheists who hates religion with religious fervor. However I do think it's important to point out the dangers involved with putting people in power who are willing to believe in far fetched stories because it means they're likely to believe in miracles – and if said miracles don't come true... Well, you know the results.

Unfortunately I don't think things will change and I can already guess how they'll try to get us out of this mess...

They'll pray about it.

How Can all Sins be the Same!

What would you Christians say if your friends, the parents of two, informed you that they had doled out equal punishments to their children, one whose transgression was breaking curfew by five minutes, while the other's evil deed was selling crack cocaine to neighborhood toddlers?

Would you say, "Bravo; what wonderful parenting skills you've exhibited!"

Something tells me you wouldn't heap praise on your friends. You'd probably nod along politely until you were away from them, at which point you'd talk about what awful parents they were. You'd possibly even contemplate notifying authorities.

But wait a second, isn't equal punishment regardless of the crime what your religion teaches?

Rob a bank, kill a guy for looking at you funny, expose yourself to the elderly or oversleep and miss church on Sunday morning; it's all the same.

And how do you atone for your sins? Ask for forgiveness. That's it. Just ask. To return to the parenting analogy for a moment, let's say one of your children stole a quarter from a classmate and the other beat a smaller kid so badly he was in a coma.

Not only would you dole out the same punishment, but that punishment would consist of an apology. You'd say, "I want you to apologize for your string of brutal left-hooks to Timmy's face and I want you to mean it!"

The "I want you to mean it," part has to do with the fact that God will only forgive you if you are truly sorry for your transgression. If that's the case, and you are correct in your beliefs, you'll all have trouble on judgment day, unless you're genuinely remorseful for the very natural act of saying the lord's name in vein after slamming your finger in the car door.

All I can say is I'm glad our justice system, which is supposedly based on Judeo-Christian philosophy, does not work this way. Then it'd be what, 15-days for every crime?

I suppose you religious folks would be happy with Jeffrey Dahmer spending 255-days in jail, but I'm happy he got a tad longer sentence for his 17 brutal murders.